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Post by houpla on Jan 4, 2023 22:50:51 GMT 1
As I understand it, PUMA was just a bricole of the existing assurance maladie to stop dependants piggy-backing and give everyone their very own affiliation. Quite how that worked for married women who don't work and don't have their own income I've no idea. When we were refused CSS as being étrangers and migrants thanks to the competent State business, a charming but naïve fonc at CPAM tried to get us affiliated as French citizens (which we are) presumably under PUMA. It didn't work. If I was further away from finally getting my UK State pension and S1, I'd pursue it in my own right, but I can't see it being worth the hassle.
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Post by pcpa on Jan 4, 2023 23:22:15 GMT 1
Do you reckon I will be able to continue with the CSS once I am known to be inactif sans revenu?
Do you think the situation will change when I will be old enough to claim my 1/2 of a UK old age pension?
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Post by houpla on Jan 4, 2023 23:31:10 GMT 1
I don't know but am impatient to find out, so get applying! You should be OK if you are affiliated under PUMA and have made contributions to a French pension regime. The only possible spoke in the wheels would be if your social security number marks you out as étranger and the foncs dealing with your application get bloody-minded. If and when you claim a UK State pension and avail yourself of an S1 then no, you'll be classed as a migrant permanent whose competent State is UK.
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Post by pcpa on Jan 5, 2023 1:05:01 GMT 1
I have never made French pension contributions mores the pity!
I might just invent a little income for 2022!
Losing the CSS would not be a catastrophe, I never had a mutuelle and was used to paying the 35% towards the very few costs I incurred, after the first year of paying the €20 or €30 whatever it was I would have dropped it as it was costing me far more than I got back but then I qualified for the free one and have had it since.
So its not as if losing it would mean me paying €60 per month or whatever for a Mutuelle.
All but one hospitalisation has been covered 100%, the exception was when I had Sepsis, if you are hospitalised for soins alone and not any operation then there is the 35% to pay but even that is plafonné after a certain time or cost, the maximum exposure when I worked it all out would have been €1K.
It's better to know these things in advance because there is nothing worse than having a serious accident, being hospitalised, not knowing if you will recover or what limitations it may leave you with and also being concerned that you might have a huge bill to pay, I speak from experience but it was a good experience because it forced me find out which is not at all easy, the system and the people within nevr recieve demands like that and close up like its a state secret just like les impôts regarding the taxe fonçière calculations.
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Post by tim17 on Jan 5, 2023 7:34:52 GMT 1
As I understand things if you had any sort of business here and made social security contributions you cannot get an S1 upon reaching UK retirement age so PCPA would have to apply here to obtain his UK state pension, if he was paying SS contributions then I'd assume part of that would be pension related as well so he could get some sort of pension although it would likely be very small.
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Post by cernunnos on Jan 5, 2023 10:06:27 GMT 1
close up like its a state secret just like les impôts regarding the taxe fonçière calculations.Easy to read , all written on the back of the sheet
I still don't see any " discriminination" of naturalised French citizens .
La discrimination vise à défavoriser une personne pour des motifs interdits par la loi. Par exemple l'origine, le sexe, l'âge, l'orientation sexuelle, les convictions politiques, philosophiques ou religieuses. La discrimination fondée sur un de ces motifs est sanctionnée par la loi pénale En tant que victime, vous pouvez demander à la justice de condamner l'auteur de la discrimination à une sanction pénale et à vous verser des dommages et intérêts.
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Nifty
Member
Posts: 5,022
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Post by Nifty on Jan 5, 2023 10:37:06 GMT 1
Inventing income could lead to disastrous results later. Some Foncs being bloody minded is putting it lightly. the are never wrong, at least in their own mindset, thay can be saviours and also the biggest pita known to humankind. e for effiency. t for thorough. et go home.
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Le-Dolly
Member
La Souterraine (23) depuis '05.
Posts: 570
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Post by Le-Dolly on Jan 5, 2023 11:59:24 GMT 1
As I understand things if you had any sort of business here and made social security contributions you cannot get an S1 upon reaching UK retirement age so PCPA would have to apply here to obtain his UK state pension, if he was paying SS contributions then I'd assume part of that would be pension related as well so he could get some sort of pension although it would likely be very small. "As I understand things if you had any sort of business here and made social security contributions you cannot get an S1 upon reaching UK retirement age". This is the situation as it applied to me.
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Le-Dolly
Member
La Souterraine (23) depuis '05.
Posts: 570
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Post by Le-Dolly on Jan 5, 2023 12:08:29 GMT 1
As I understand things if you had any sort of business here and made social security contributions you cannot get an S1 upon reaching UK retirement age so PCPA would have to apply here to obtain his UK state pension, if he was paying SS contributions then I'd assume part of that would be pension related as well so he could get some sort of pension although it would likely be very small. "PCPA would have to apply here to obtain his UK state pension." When the time came to receive my UK state pension I applied and was issued, my pension directly from the UK. Similar rules applied for receipt of the pensions that I receive from Thaïland and also Morocco.
"if he was paying SS contributions then I'd assume part of that would be pension related as well so he could get some sort of pension although it would likely be very small." That is the case as it applies to my French pension.
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Post by lindalovely on Jan 5, 2023 12:27:35 GMT 1
There are French citizens who now live in France but who worked in the UK for most of their lives, so their healthcare is covered in France by the UK and they receive an S1. It matters not that they have never been British, only that the UK is their competent state for healthcare. They also are no longer entitled to free top up insurance so I am not sure there is discrimination against French citizens born in the UK. The discrimination is against anyone who has the UK as their competent state.
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Post by houpla on Jan 5, 2023 14:23:49 GMT 1
Just three corrections....CSS isn't necessarily free and it's not an insurance. The 'discrimination' is against anyone from any country inside or outside the EU who retains that country as their competent State.
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Post by houpla on Jan 5, 2023 14:50:56 GMT 1
I still don't see any " discriminination" of naturalised French citizens .
La discrimination vise à défavoriser une personne pour des motifs interdits par la loi. Par exemple l'origine, le sexe, l'âge, l'orientation sexuelle, les convictions politiques, philosophiques ou religieuses. La discrimination fondée sur un de ces motifs est sanctionnée par la loi pénale En tant que victime, vous pouvez demander à la justice de condamner l'auteur de la discrimination à une sanction pénale et à vous verser des dommages et intérêts.
So what's 'l'origine' then?? Yet it's a loi that was amended in June 2019 to create the discrimination. Article R111-3 du Code de la Sécurité Sociale to be precise.
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Post by cernunnos on Jan 5, 2023 15:41:44 GMT 1
ne relèvent pas, par ailleurs, d'un régime de sécurité sociale d'un autre Etat en application des règlements européens ou de conventions internationales,
Yep , it was changed to stop Brits that have their basis for the secu in the UK ( not having paid in France) from profiting from the French system. But as you have said previously, if you have paid into the French system , then all is well.
It gets a bit too complicated for me , but I can understand why it was changed.
I still don't see it as discriminisation, why should those that havn't paid into the pot , take money out ?
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Post by norfolk on Jan 5, 2023 18:29:55 GMT 1
ne relèvent pas, par ailleurs, d'un régime de sécurité sociale d'un autre Etat en application des règlements européens ou de conventions internationales, Yep , it was changed to stop Brits that have their basis for the secu in the UK ( not having paid in France) from profiting from the French system. But as you have said previously, if you have paid into the French system , then all is well. It gets a bit too complicated for me , but I can understand why it was changed. I still don't see it as discriminisation, why should those that havn't paid into the pot , take money out ? Exactly.
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Post by pcpa on Jan 5, 2023 19:50:55 GMT 1
close up like its a state secret just like les impôts regarding the taxe fonçière calculations.Easy to read , all written on the back of the sheet You might think that is all but you are showing your ignorance of what is not there by saying so. What about the indice de vétusté for starters, there are many more. Thankfully despite the best efforts of the right hand to guared the state secrets the left hand decided to release some of the figures that are used to make the calculation in a dusty corner of autre services on the impôts web site.
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