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Post by mysty on Feb 2, 2023 15:59:57 GMT 1
When you use your bank card to pay for fuel they take 200 out of your account after you fill up they give you the 200 back and take your 9 euros  I only found out when I was checking at the bank and I saw a debit and re credit on the day I bought some petrol for the strimmer. So if you have a low limit or not a lot in your account be careful when using your card you could be stuffed at night. |
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Deleted
Deleted Member
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Post by Deleted on Feb 2, 2023 16:17:48 GMT 1
Same in the UK but obviously £200. It is to prove that you have enough in your account to pay the bill.In UK you are usually limited to £90 when topping up at a self service car fuel pump.
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Post by ajm on Feb 2, 2023 16:48:34 GMT 1
I use a UK credit card when buying fuel and that has never happened to me -------------- as yet.
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Post by annabellespapa on Feb 2, 2023 17:25:23 GMT 1
This happened to us years ago in France, we were leaving to return home after a holiday on a Sunday, we had asked at the hotel where we could fill up to get back to the ferry, there was only one on a Sunday that was open in the near by town, at the pump they refused my card saying there was not enough in the account even though we only wanted a small amount, we had to drive back to the hotel who very kindly gave usa full fuel can from the gardeners shed for free.
In the UK at the pumps I usually use the max amount was £99.00 but recently increased to £140.00, it is to stop people with false or no plates stealing fuel, especially unmanned pumps at night and at weekends.
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Post by omegal on Feb 2, 2023 17:40:05 GMT 1
We only have French cards and never once in thirty plus years have we ever been stopped any more than the amount actually used. I know it often happens to people using a UK card but never known it to happen to a person using their French card?
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Post by crabtree on Feb 2, 2023 17:51:34 GMT 1
Same for me.
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suein56
Member
Southern Morbihan 56 Brittany
Posts: 6,898
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Post by suein56 on Feb 2, 2023 18:25:53 GMT 1
When you use your bank card to pay for fuel they take 200 out of your account after you fill up they give you the 200 back and take your 9 euros I only found out when I was checking at the bank and I saw a debit and re credit on the day I bought some petrol for the strimmer. So if you have a low limit or not a lot in your account be careful when using your card you could be stuffed at night. Is that on a Business account ? |
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Post by mysty on Feb 2, 2023 18:27:06 GMT 1
Where is ardvark he has probably not filled up since the miners strike and ten to one bet he does not have a bank card and always pays cash.  |
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Post by mysty on Feb 2, 2023 18:29:17 GMT 1
When you use your bank card to pay for fuel they take 200 out of your account after you fill up they give you the 200 back and take your 9 euros I only found out when I was checking at the bank and I saw a debit and re credit on the day I bought some petrol for the strimmer. So if you have a low limit or not a lot in your account be careful when using your card you could be stuffed at night. Is that on a Business account ? Personal one, if you put your card in the machine to look at that days transactions you see the debit and re credit but it does not show up on the monthly statement. |
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Post by annabellespapa on Feb 2, 2023 18:56:34 GMT 1
We only have French cards and never once in thirty plus years have we ever been stopped any more than the amount actually used. I know it often happens to people using a UK card but never known it to happen to a person using their French card? Ours was on a Credit Mutuel card about 24 years ago, the only explanation that we thought of is that the card had never been used in a card reader like a petrol pump apart from cash withdrawals from the bank cash point we had never had to use the pin otherwise. It doesn't happen now apart from occasionally in the UK. |
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Post by pcpa on Feb 2, 2023 19:52:39 GMT 1
I use a UK credit card when buying fuel and that has never happened to me -------------- as yet. We only have French cards and never once in thirty plus years have we ever been stopped any more than the amount actually used. I know it often happens to people using a UK card but never known it to happen to a person using their French card? It doesn't happen now apart from occasionally in the UK. It happens to every one of you every time you fill up using a debit or credit card, you are just unaware of it. It is called préautorisation and has been in operation for 20 years or so, it is to ensure that there is enough money available to cover the maximum delivery at the pump, if like me you sometimes fill up at the poids lourd pump it will be a €500 or more debit. You would only be aware if like Mysty you look at an up to date statement that day and often its not shown because they would get inundated with calls, if you look in the right place you will see your available balance is reduced by the préautorisation figure. Those who always have a healthy positive balance will never encounter a problem, those running beneath €100 today will have their card refused, when that happens people just get out another card or swear at the pump, they will not know it is préautorisation. You can come unstuck if it is a manually processed transaction by someone like Intermarché where the admin staff dont work weekends or Mondays, I hired a van for €40 but unbeknown to me they preauthorised €1000 on my debit card, during the weekend and Monday I could not buy fuel or groceries, I had to wait till the person was working and they denied it could happen, it can and it did. It frequently causes problems on hire cars, hôtel reservations etc where the amount set aside is higher.
When the price of fuel first rocketed you may have noticed that the pump stopped pumping at €99.99, that was because the existing plafond de préautorisation was fixed at €100, before the Ukraine conflict more than adequate to fill the reservoir of most vehicles, it took time and negotiation for the plafonds to be raised, Mysty found that some are now €200.
It is also the reason why so many people queue for the kiosk payment pumps often in larger thirstier vehicles, paying by cheque is the only way they can fill the tank to its capacity.
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suein56
Member
Southern Morbihan 56 Brittany
Posts: 6,898
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Post by suein56 on Feb 2, 2023 20:14:16 GMT 1
When I buy petrol at our local Intermarché it comes up on the pump screen: authorisation 140€, followed by the price of the fuel I have bought.
But when I go online at home straight afterwards I can see the transaction under 'pending' and it is not the 140€ on the screen but the actual price of the fuel .. so perhaps it might depend on your Bank's set-up.
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Aardvark
Non-gamer
Living in soggy 22 and still wondering what's going on.
Posts: 1,787
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Post by Aardvark on Feb 2, 2023 20:47:16 GMT 1
Where is ardvark he has probably not filled up since the miners strike and ten to one bet he does not have a bank card and always pays cash. Not quite as bad as that, but I still have 3/4 tank left after my last fill up in August last year. And Mrs. A's estate is still half full after the same fill up. The benefit of not getting out much. |
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Post by cernunnos on Feb 2, 2023 20:58:07 GMT 1
Same in the UK but obviously £200. It is to prove that you have enough in your account to pay the bill.In UK you are usually limited to £90 when topping up at a self service car fuel pump. Joseph , myself being a person that has not really been affected by Brexit, but know that many folk on this site have been, what is so great about the UK having left the EU ? From your point of view . |
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Post by pcpa on Feb 2, 2023 22:04:41 GMT 1
Stop hounding the only victim that you percieve is in favour of Brexit, his posting said nothing about it nor was saying that the UK was any better than France, it was purely factual and on topic.
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