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Post by omegal on Feb 2, 2023 22:32:46 GMT 1
When I buy petrol at our local Intermarché it comes up on the pump screen: authorisation 140€, followed by the price of the fuel I have bought. But when I go online at home straight afterwards I can see the transaction under 'pending' and it is not the 140€ on the screen but the actual price of the fuel .. so perhaps it might depend on your Bank's set-up. Same thing, the card is put in the pump and as ever it says how much you can put in, which would be impossible as it's always far more than the car can even take. I have to say like others no doubt, I am fully aware as to whether my card has had more taken out and it has never done so. Mine is not a bank card but with a French company that is hardly known here, typically free card for an internet company (not internet bank either) and when hearing about this charge sometime ago now, I used to check it out and nothing but the amount put in credited but even before, never had this happen. So yes it could be a banks set up, or ones card perhaps? |
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Post by glazedallover on Feb 2, 2023 22:37:43 GMT 1
Stop hounding the only victim that you percieve is in favour of Brexit, his posting said nothing about it nor was saying that the UK was any better than France, it was purely factual and on topic. Did you become a moderator because you could still see and type whilst walking like a lemur ? |
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Post by pcpa on Feb 2, 2023 22:48:32 GMT 1
Still not biting thankyou.
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Post by glazedallover on Feb 2, 2023 22:55:09 GMT 1
Nibble.
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Post by pcpa on Feb 2, 2023 23:03:57 GMT 1
I am fully aware as to whether my card has had more taken out and it has never done so. The money is not taken out, it is set aside before the pump will start delivering, it's the only way that they can allow you to take an as yet unknown quantity of fuel. During working hours with a card supplier with an IT system running in real time without any delays the transaction will be reversed and the correct amount debited within seconds of the nozzle being placed back and the pump shutting down, other times the transactions are batched and may go through later in the day, at midnight or even several days later as has happened to me, but I repeat the money was not taken out, it was set aside and I could no longer spend it. Respectfully I would suggest that neither you, nor I, nor anyone else can be fully aware of these préautorisation transactions which take place everytime a payment card reader is used at a filling station pump as the details are hidden from us, the pump may display it, otherwise the only way we could know is to go on line straight away(and even then with CA the details can lag from Friday night till Tuesday morning) and see that our available balance is less than our actual balance, if the transaction is validated instantly as most probably are we could never know. There is a safeguard in the system in case of IT failure etc, all préautorisations are wiped out after something like 5 days if unprocessed, so for instance when you return a hire vehicle (unless its Intermarché) and they confirm no damage, they process your final bill for say €65 in doing so the €1K (in my case) préautorisation is wiped out, they cannot debit your card later for alleged damage. I will always use a cheque now for security when hiring a vehicle, people have been caught out and not been able to refuel to return the vehicle. |
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Post by lapourtaider on Feb 2, 2023 23:28:01 GMT 1
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Post by omegal on Feb 2, 2023 23:51:56 GMT 1
I think one can take it from that it will depend in part to how much you have as a limit on your card and that might be the reason some people won't have a sum taken out that is superior, however long, or short a time period to the amount of fuel used? |
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Post by cernunnos on Feb 3, 2023 9:00:33 GMT 1
Stop hounding the only victim that you percieve is in favour of Brexit, his posting said nothing about it nor was saying that the UK was any better than France, it was purely factual and on topic. Dear pcpa , you are quite right , thank you for putting me straight.
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Nifty
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Post by Nifty on Feb 3, 2023 10:30:30 GMT 1
This happened to us years ago in France, we were leaving to return home after a holiday on a Sunday, we had asked at the hotel where we could fill up to get back to the ferry, there was only one on a Sunday that was open in the near by town, at the pump they refused my card saying there was not enough in the account even though we only wanted a small amount, we had to drive back to the hotel who very kindly gave usa full fuel can from the gardeners shed for free. Classic. ⭐️ 🌟 🌟 🌟? |
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Nifty
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Post by Nifty on Feb 3, 2023 10:39:09 GMT 1
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Post by pcpa on Feb 3, 2023 12:28:46 GMT 1
I thought that he had not been online , so when I saw that he was/had been , I just asked the same question . Now I assume , that he is just posting to cause a confrontation. I am not hounding him, That sounds exactly like hounding to me, imagine doing that to someone in real life everytime you crossed their path. Out of his factual and on topic post and yours, which of you was posting to cause a confrontation? |
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Post by pcpa on Feb 3, 2023 12:42:07 GMT 1
I think one can take it from that it will depend in part to how much you have as a limit on your card and that might be the reason some people won't have a sum taken out that is superior, however long, or short a time period to the amount of fuel used?
They will have the pump plafond currently €150 or €200 set aside (taken out implies removal) or their card will be refused if they have an insufficient credit balance for the préautorisation sum, there is no circumstance where an automated fuel pump will préautorise a lower amount than the plafond, people are simply unaware of the sum being set aside, it is not taken out. I think that is the difficulty that people are having in understanding.
Having said the above I was in a situation which is contrary, my useless bank the CA decided to reduce my monthly spending limit on the debit card without informing me, you know the one where they stop you spending your own money for your protection 
I was forced to spend the night in the car as I could not refuel to complete the journey, the pump was whizzing round fast as normal but stopped suddenly short of about €80, I put my card in again, did the pin number and it said I could fill, I'm sure it said the €100 pump limit but maybe I was mistaken, the pump turned for a second or two and delivered about 30cts of fuel, after that my card was refused and the same at any other pump I tried, when I was running on fumes I had to wait till 8am to buy fuel with a cheque.
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Post by cernunnos on Feb 3, 2023 14:39:27 GMT 1
I have only one debit card from the Credit Agricole and have never had this problem.  |
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Post by glazedallover on Feb 3, 2023 15:16:38 GMT 1
One of my favourite sketches. |
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Post by beejay on Feb 5, 2023 18:01:41 GMT 1
When I buy petrol at our local Intermarché it comes up on the pump screen: authorisation 140€, followed by the price of the fuel I have bought. But when I go online at home straight afterwards I can see the transaction under 'pending' and it is not the 140€ on the screen but the actual price of the fuel .. so perhaps it might depend on your Bank's set-up.
I think that you will find that is another part of the mysterious transactions involved with payment by card card.
You will almost certainly have had whatever value of the pump pre-auth held on your account which will not show on your account. Once it is cleared you can still find that the actual amount deducted is showing as pending - it two parts of the same transaction. The pre-auth will have cleared in taken to drive home.
When I make purchases the amount spent often shows as pending for several hours after the transaction was completed
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