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Post by beejay on Feb 5, 2023 18:12:36 GMT 1
I am fully aware as to whether my card has had more taken out and it has never done so. The money is not taken out, it is set aside before the pump will start delivering, it's the only way that they can allow you to take an as yet unknown quantity of fuel. During working hours with a card supplier with an IT system running in real time without any delays the transaction will be reversed and the correct amount debited within seconds of the nozzle being placed back and the pump shutting down, other times the transactions are batched and may go through later in the day, at midnight or even several days later as has happened to me, but I repeat the money was not taken out, it was set aside and I could no longer spend it. Respectfully I would suggest that neither you, nor I, nor anyone else can be fully aware of these préautorisation transactions which take place everytime a payment card reader is used at a filling station pump as the details are hidden from us, the pump may display it, otherwise the only way we could know is to go on line straight away(and even then with CA the details can lag from Friday night till Tuesday morning) and see that our available balance is less than our actual balance, if the transaction is validated instantly as most probably are we could never know. There is a safeguard in the system in case of IT failure etc, all préautorisations are wiped out after something like 5 days if unprocessed, so for instance when you return a hire vehicle (unless its Intermarché) and they confirm no damage, they process your final bill for say €65 in doing so the €1K (in my case) préautorisation is wiped out, they cannot debit your card later for alleged damage.
Excellent description!
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Post by cernunnos on Feb 5, 2023 19:34:04 GMT 1
"there is a safeguard in the system in case of IT failure etc, all préautorisations are wiped out after something like 5 days if unprocessed, so for instance when you return a hire vehicle (unless its Intermarché) and they confirm no damage, they process your final bill for say €65 in doing so the €1K (in my case) préautorisation is wiped out, they cannot debit your card later for alleged damage."
Weird that , we have always called that "a deposit", that is normal for every hire transaction and nothing to do with buying fuel .
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Post by pcpa on Feb 5, 2023 22:19:47 GMT 1
Indeed, it was my card being swiped to check for available funds for the damage deposit, another example of préautorisation.
I'm not sure if you are being obtuse or confrontational saying it has nothing to do with buying fuel, it is the exact same procedure that happens every time anybody makes a card payment for fuel at an automated pump, I was simply giving another example of it that people may have found easier to comprehend because there are several that are adamant that their card payments are not préautorisé at fuel pumps.
I was incorrect regarding the 5 days before an outstanding transaction is invalidated, it is 30 days, had the woman in Intermarché gone on holiday I would have been stuffed.
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Post by glazedallover on Feb 5, 2023 22:26:25 GMT 1
Indeed, it was my card being swiped to check for available funds for the damage deposit, another example of préautorisation. I'm not sure if you are being obtuse or confrontational saying it has nothing to do with buying fuel, it is the exact same procedure that happens every time anybody makes a card payment for fuel at an automated pump, I was simply giving another example of it that people may have found easier to comprehend because there are several that are adamant that their card payments are not préautorisé at fuel pumps. I was incorrect regarding the 5 days before an outstanding transaction is invalidated, it is 30 days, had the woman in Intermarché gone on holiday I would have been stuffed. Maybe it is just the way Lemurs walk. |
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Post by pcpa on Feb 5, 2023 22:41:54 GMT 1
Still not biting.
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Post by glazedallover on Feb 5, 2023 22:47:56 GMT 1
of course
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Nifty
Member
Posts: 4,237
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Post by Nifty on Feb 6, 2023 7:17:04 GMT 1
Maybe
but, there again, the llama is a quadruped. It has a shorter tail,
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Post by cernunnos on Feb 6, 2023 9:15:29 GMT 1
Indeed, it was my card being swiped to check for available funds for the damage deposit, another example of préautorisation. I'm not sure if you are being obtuse or confrontational saying it has nothing to do with buying fuel, it is the exact same procedure that happens every time anybody makes a card payment for fuel at an automated pump, I was simply giving another example of it that people may have found easier to comprehend because there are several that are adamant that their card payments are not préautorisé at fuel pumps.I was incorrect regarding the 5 days before an outstanding transaction is invalidated, it is 30 days, had the woman in Intermarché gone on holiday I would have been stuffed. Just because I don't agree with you makes me "obtuse or confrontational" ?  I have never had more money deducted from my bank account using automated fuel pumps than the price of the fuel , but have had it happen when hiring a car at an International airport ( called a deposit)
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Post by pcpa on Feb 6, 2023 11:57:19 GMT 1
You are an intelligent person, you understand well now, if not before that nobody has been saying that money is withdrawn from peoples account other than the cost of the fuel pumped.
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Post by beejay on Feb 6, 2023 12:10:38 GMT 1
Indeed, it was my card being swiped to check for available funds for the damage deposit, another example of préautorisation. I'm not sure if you are being obtuse or confrontational saying it has nothing to do with buying fuel, it is the exact same procedure that happens every time anybody makes a card payment for fuel at an automated pump, I was simply giving another example of it that people may have found easier to comprehend because there are several that are adamant that their card payments are not préautorisé at fuel pumps.I was incorrect regarding the 5 days before an outstanding transaction is invalidated, it is 30 days, had the woman in Intermarché gone on holiday I would have been stuffed. Just because I don't agree with you makes me "obtuse or confrontational" ? I have never had more money deducted from my bank account using automated fuel pumps than the price of the fuel , but have had it happen when hiring a car at an International airport ( called a deposit)
A pre-authorised amount is not deducted but "held" against the sale of an unknown quantity such as fuel, hotel costs and car hire amongst others and that amount is not available to you until the transaction is completed.. Normally, you would not be aware of this taking place but it is a standard procedure. An internet search will produce many sites explaining the operation of pre-auths.
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