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Post by houpla on May 7, 2023 6:10:53 GMT 1
Lifted from another forum and very welcome news for those on low incomes: According to the British Embassy there has been a U-turn regarding the eligibility of Brit S1 holders to claim help with the mutuelle part of healthcare costs.
I tested out a new application yesterday and it still doesn't function online, but I'm looking forward to trotting off to Agen and excercising my re-instated rights! I'll keep you posted on the result.
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Post by jardiniere on Jul 20, 2023 20:17:35 GMT 1
How did this work out for you, houpla?
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Post by houpla on Jul 20, 2023 22:45:38 GMT 1
Hi J, our application was accepted and approved within 5 days. There was also a noticeable change in attitude on the part of the fonc at the Marmande CPAM. I'd love to get a glimpse of the memo that must have gone out from the Ministre de Santé  Three cheers for the British Embassy! |
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Aardvark
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Living in soggy 22 and still wondering what's going on.
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Post by Aardvark on Jul 21, 2023 20:33:04 GMT 1
I assume it is somehow means tested. Do you know the max level of income needed to qualify? Or where to find it?
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Deleted
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Post by Deleted on Jul 21, 2023 21:43:11 GMT 1
I assume it is somehow means tested. Do you know the max level of income needed to qualify? Or where to find it? If you are eligible, application is made on behalf of the whole household, not on an individual basis. In order to be eligible your income must be below a threshold. The income thresholds for the period April 2022 to April 2023, for each element of the scheme, are as follows. Those whose income is below the threshold in the first column pay no charges (Sans Participation), whilst those in second column pay a small charge (Avec Participation Financière). Household Size Sans Participation Avec Participation Financière One Person <€9,203 <€12,424 Two People <€13,805 €18,637 Three People <€16,566 <€22,364 Four People <€19,327 <€26,091 The threshold is increased by €3,681 or €4.970 (as applies) for each additional person. The basic threshold for one person has been increased since April 2023 to €9,719, with commensurate increases for larger households. We will update the table in full when all the figures are available. However, the test of resources is not entirely that simple, for if you are an owner-occupier without a mortgage your income will be increased by a fixed sum (forfait) per month. Single persons are subject to a forfait of €67,84 a month (€814 a year) and couples to €118,72 a month (€1,424 a year), with increases for larger households. (2021/22) Accordingly, an owner-occupied couple with an income of €15,000 per year without a mortgage will be assessed as having an income of €16,424. |
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Post by houpla on Jul 21, 2023 21:54:54 GMT 1
I assume it is somehow means tested. Do you know the max level of income needed to qualify? Or where to find it? Sorry, A, only just seen this. GAO has it covered, but you can find the info on the Ameli site (with a lot of digging) or via this link www.complementaire-sante-solidaire.gouv.fr/plafonds.phpBe aware that as a home-owner, they apply a forfait to your revenue, but even with that added, anyone on a basic State UK pension would at least be eligible for the contributory version of CSS, which is infinitely cheaper than a mutuelle and simplifies life enormously when dealing with health professionals. If you need a hand with the form filling, don't hesitate to PM me. |
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Aardvark
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Living in soggy 22 and still wondering what's going on.
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Post by Aardvark on Jul 22, 2023 7:32:34 GMT 1
Many thanks to you both for the info and links. Some years ago I looked into it, unsuccessfully, and gave up due to lack of understanding the terms used. It still looks unfathomable but since our mutuelle costs are the biggest outgoing of the lot it might be worth trying again.
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Post by houpla on Jul 22, 2023 8:28:57 GMT 1
Depending on the personnel in your local CPAM it can be a bit of an ordeal, but it's certainly worth pursuing. In theory, an application can be done online, but I've never heard of an ex-pat that succeeded and you usually get told to download the form and apply in person. It's a lot more joined-up now insofar as you don't (shouldn't) have to provide physical evidence of income...it's linked to the Impôts site so they access it directly. Proof of identity, domicile, a copy of your Taxe foncière and Avis d'impôts for the previous year and that's about it. Good luck  |
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Aardvark
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Living in soggy 22 and still wondering what's going on.
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Post by Aardvark on Jul 22, 2023 9:12:28 GMT 1
You are right. The last time I tried I ended up with wads of forms to fill out and post off (over several months). The last straw was when some were returned with a note saying they were not the correct forms. They had been sent by that very same office! In the end I felt it was all a pointless exercise.
Some time later when I was clearing out my old files I found a folder full of stuff and binned it all. It might be easier if it is now dealt with "online".
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Post by jardiniere on Jul 22, 2023 12:56:23 GMT 1
The last straw was when some were returned with a note saying they were not the correct forms. They had been sent by that very same office! In the end I felt it was all a pointless exercise. That must have been so disheartening! Good luck if you're going to try again. You're better informed now and have houpla to call on if necessary. Bon courage! |
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Aardvark
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Living in soggy 22 and still wondering what's going on.
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Post by Aardvark on Jul 22, 2023 16:18:22 GMT 1
There is a small number of helpful and knowledgeable members on this forum that probably don't realise how much they are appreciated.
Survival in France can be daunting sometimes and it is good to know others have met the same problems and managed to solve them.
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Deleted
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Post by Deleted on Jul 22, 2023 17:10:01 GMT 1
Depending on the personnel in your local CPAM it can be a bit of an ordeal, but it's certainly worth pursuing. In theory, an application can be done online, but I've never heard of an ex-pat that succeeded and you usually get told to download the form and apply in person. It's a lot more joined-up now insofar as you don't (shouldn't) have to provide physical evidence of income...it's linked to the Impôts site so they access it directly. Proof of identity, domicile, a copy of your Taxe foncière and Avis d'impôts for the previous year and that's about it. Good luck Well you have now Houps.... . I don't thin k that I have ever had to go in person. My initial application was by post and then online when that was introduced. It is daunting at first, by I have found the online renewal process pretty straightforward . |
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Post by houpla on Jul 22, 2023 18:02:52 GMT 1
 I did manage a renewal once online but then the following year it failed to work. That must have been the year it was withdrawn anyway. After arriving in France and trying to organise several things via the post (got the classic 'Oh we never received it'. Five times in the case of nominating the MT  ) I discovered that it was much, much better to go and talk face-to-face with a fonc, armed with a suitcase containing every single piece of paper they could possibly demand. So you didn't have any trouble getting it re-instated after the recent little 'blip'?
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Deleted
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Post by Deleted on Jul 22, 2023 18:18:46 GMT 1
I didn't notice the 'blip' , but I wanna tell you a story.......when I used to work for a large American bank, I often had cause to go visit my counterpart in Zurich. She was a French lady that I got to know quite well until she transferred to Geneva and later left the bank. When I put my first postal application in to CPAM Allier Moulins, I immediately recognized the name and signature on the approval letter. I can only assume that she recognised my name as well, But I have never had a problem. It's a small world and I have no idea if she is still there , but god bless ya Corinne !
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Post by omegal on Jul 22, 2023 18:31:09 GMT 1
Hi J, our application was accepted and approved within 5 days. There was also a noticeable change in attitude on the part of the fonc at the Marmande CPAM. I'd love to get a glimpse of the memo that must have gone out from the Ministre de Santé Three cheers for the British Embassy! It is a bit of a myth that social security workers, such as CPAM are fonctionnaires, they are not. I was informed of this from a friends wife who worked for CPAM when I quite wrongly thought they were. |
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Three cheers for the British Embassy!
I did manage a renewal once online but then the following year it failed to work. That must have been the year it was withdrawn anyway. 
) I discovered that it was much, much better to go and talk face-to-face with a fonc, armed with a suitcase containing every single piece of paper they could possibly demand.