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Post by glazedallover on Jan 18, 2024 23:40:11 GMT 1
I recently qualified for my state pension and have sent my CPAM the S1 forms I received. They have asked for a couple of justificatifs, because it seems that my status will change from being (non) actif to that of being a pensioner. Does that change anything in practical terms ?
Cheers
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mysty
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Posts: 1,299
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Post by mysty on Jan 19, 2024 6:11:49 GMT 1
Possibly loss of memory, incontinence pants,sore joints, burping more often and you have to sit down to put your socks on.
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Post by tim17 on Jan 19, 2024 7:40:59 GMT 1
Possibly loss of memory, incontinence pants,sore joints, burping more often and you have to sit down to put your socks on. The French state pension kicked in last year for me but by moving to another country which has a later starting age I've so far managed to avoid the pensioner 'side affects'.  |
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Post by ForumUser2 on Jan 19, 2024 9:47:49 GMT 1
Possibly loss of memory, incontinence pants,sore joints, burping more often and you have to sit down to put your socks on. But enough about you... |
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Post by mangetout on Jan 19, 2024 10:03:25 GMT 1
I recently qualified for my state pension and have sent my CPAM the S1 forms I received. They have asked for a couple of justificatifs, because it seems that my status will change from being (non) actif to that of being a pensioner. Does that change anything in practical terms ? Cheers As a non actif you would normally pay cotisations based on your income. We certainly did for the first 15 years we were here. As a pensioner, this will cease. |
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Post by glazedallover on Jan 19, 2024 10:08:27 GMT 1
Possibly loss of memory, incontinence pants,sore joints, burping more often and you have to sit down to put your socks on. That has all been happening for years......... |
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mysty
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Posts: 1,299
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Post by mysty on Jan 19, 2024 11:26:59 GMT 1
Possibly loss of memory, incontinence pants,sore joints, burping more often and you have to sit down to put your socks on. But enough about you... I always think it's better getting someones personal exsperiance rather than using google and it's almost always about me. |
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mysty
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Posts: 1,299
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Post by mysty on Jan 19, 2024 11:28:55 GMT 1
I think it's wrong you work all your life, pay taxes then when you get your pension you still pay something.
Most people here will not be on huge pensions.
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Post by houpla on Jan 19, 2024 14:14:28 GMT 1
I think it's wrong you work all your life, pay taxes then when you get your pension you still pay something. Most people here will not be on huge pensions. Ha! What’s even worse is that ’they’ carry on taxing even when you ’re dead. |
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mysty
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Posts: 1,299
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Post by mysty on Jan 19, 2024 16:12:00 GMT 1
I think it's wrong you work all your life, pay taxes then when you get your pension you still pay something. Most people here will not be on huge pensions. Ha! What’s even worse is that ’they’ carry on taxing even when you ’re dead. Taxing you after your dead is not a bad idea, less chance of them complaining or coming on forums asking for advice.  |
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Post by houpla on Jan 19, 2024 16:26:11 GMT 1
And no right of appeal...neat! It was my Dad’s absolute bête noire that, having worked extremely hard all his life, he had to fight tooth and nail to ensure that I got the benefits of his efforts, and not HMRC. I’m intending to carry on his good work as far as possible, and les impôts can go take a running jump. Just praying that the viager scheme doesn’t fold before I’m eligible  |
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mysty
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Posts: 1,299
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Post by mysty on Jan 19, 2024 16:52:03 GMT 1
I did not think you were being serious, I thought under 600.000ish it was tax free in the UK or are they taxing you in France.
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Post by ForumUser2 on Jan 19, 2024 17:02:29 GMT 1
Inheritances are free of tax on the first £325k of assets plus an additional £175k if the domestic property forms part of the estate. All property and assets left to a spouse are IHT free.
Furthermore, on the death of one spouse the surviving spouse inherits those allowances. So that's 650k in cash, cars, jewellery etc plus potentially another 350 from the house (assuming it is worth at least that).
Sums above those tax free limits are charged at 40%.
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Post by tim17 on Jan 19, 2024 17:59:23 GMT 1
UK inheritance tax allowances are very generous provided those inheriting are direct descendants, beyond that the 40% kicks in after £325K.
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Post by ForumUser2 on Jan 19, 2024 18:16:55 GMT 1
UK inheritance tax allowances are very generous provided those inheriting are direct descendants, beyond that the 40% kicks in after £325K. It gets complicated when legatees are a mixture of direct descendants and others. Complicated affairs will have to be handled by an IHT specialist but for most people it's not really too hard. I've had to distribute 2 estates in the past few years. The first one was scary (because I'd never done it before) but proved straightforward, the second was a breeze. |
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